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Grants are awarded by federal and state agencies to students with need. Grants are applied toward the cost of your education. Unlike loans, grants do not need to be repaid, although renewing them may require you to maintain certain academic standards. Only the basic descriptions of the various grants can be provided. This is not a comprehensive listing of all grants that Concordia offers. To apply for most grants you must complete the Free Application for Federal Student Aid (FAFSA).
Pell Grants are awarded only to students who have NOT earned a bachelor’s degree. Master’s degree students are NOT eligible. It has an annual award range from $400 to $4617. To determine if you are eligible financially, the US Department of Education uses a standard formula. Your eligibility depends on your EFC results from your FAFSA, the cost of attendance, whether you are a full-time or half-time student and whether you attend school for a full academic year or less. For detailed information on the Federal Pell Grant, please visit The Student Guide.
Federal Academic Competitiveness Grant
The ACG grants are available to undergraduate students who have not earned a bachelor’s degree, are Pell Grant eligible, are enrolled in a full-time degree program, and are enrolled in their first or second academic year at a two or four year degree granting institution. Students must also have completed a rigorous secondary education high school program. First year undergraduate students can receive up to $750, and second year students up to $1300. For detailed information on the Federal Academic Competitiveness Grant, please contact the Financial Aid office.
The Smart grants are available to undergraduate students who have not earned a bachelor’s degree, are Pell Grant eligible, are enrolled in a full-time degree program, and are enrolled in their junior or senior academic year at a four year degree granting institution with a GPA at 3.0 or above. Students must major in a field such as mathematics, life/physical/computer science and technology or in a critical foreign language. The grant range is up to $4000 per year. For detailed information on the Federal Academic Competitiveness Grant, please contact the Financial Aid office.
Federal Supplemental Educational Opportunity Grant (FSEOG)
FSEOG is reserved for students with exceptional need and is awarded in addition to the Pell Grant. Eligibility is based on availability of funds as well as financial need (those with the lowest EFC). Priority is given to students who receive Federal Pell Grants. For detailed information on the Supplemental Educational Opportunity Grant, please visit The Student Guide.
Army ROTC 2-year Scholarships: Full tuition, books and a monthly stipend of $350 per month. You must be willing to attend a five-week leadership training camp this summer and take an Army ROTC course, in addition to your other academic requirements, for the next two years.
Deadline usually in May.
Two-year scholarships available provided you meet basic eligibility requirements: complete your degree by your 30th birthday, be enrolled full-time in pursuit of a baccalaureate or an advanced degree, have a minimum GPA of 2.5 (on a 4.0 scale), and meet military medical qualification standards. Army ROTC is a commission officer producing program. It is not an enlistment program. Upon completion of the ROTC program and obtaining a baccalaureate degree, you will become a commissioned officer (2nd Lieutenant) in the US Army, Army National Guard, or Army Reserve. Army ROTC also has 3 and 4 year scholarships available on a competitive basis. For more information, contact MAJ Jawhar Aziz at 734-936-2839 or jaziz@umich.edu.
The amounts awarded vary based on demonstrated financial need. The student will need to complete the FAFSA in order to determine eligibility. The Financial Aid Office determines eligibility.
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